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13-SECTION MUNICIPAL PROPERTY, MARKET, FLOOD & HAZARD HUB • PANAMA CITY BEACH, FL

Panama City Beach, Florida — Property Hazard, Flood Zone, Soil, Water & Market Guide

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What Are the Major Property, Flood, Soil & Environmental Risks in Panama City Beach, FL?

Public U.S. EPA records track 545 regulated facilities in Panama City Beach, Florida (Bay County), including 1 High-Risk sites (0.2%) and 2 active violators. In addition to industrial waste, Panama City Beach properties are screened for Tap Water & Watershed Permits (464 systems), USDA Soil Foundation Shrink-Swell (LOW signal), 13 County FEMA Disaster Declarations, and EPA Zone 3 — Low Potential (< 2.0 pCi/L).

Total EPA Sites
545
High-Risk (0.2% vs 0.7% State)
1
Active Violators (0.4%)
2
Drinking & Clean Water
464
Federal Penalties
$33,490

Panama City Beach, FL 6-in-1 Flood, Soil Foundation, Tap Water & Radon Signals

🔒 Parcel-Level Soil LEP %, Water Table Depth & Flood Zone Require Street Address Scan
🌊 Flood Zone & FEMA Disaster History
Bay County: 13 FEMA Declarations (11 Flood/Storm)
🔒 Exact Parcel Flood Zone (AE / VE / X) & SFHA Insurance Status Locked
Check Property Flood Zone →
🪨 USDA Soil, Foundation & Water Table
Shrink-Swell Risk Signal: LOW • Pipe Corrosion: High
🔒 Exact USDA Soil Series, Linear Extensibility (LEP %) & Water Table Depth (ft) Locked
Unlock Parcel Soil Test →
🚰 Tap Water (SDWIS) & PFAS Check
2 SDWIS Systems • 462 NPDES Permits
🔒 398 Impaired Water (303d) & 2 Violation Dockets Locked
Unlock Utility Violation Log →
☢️ EPA Radon & Karst Sinkhole
EPA Zone 3 — Low Potential (< 2.0 pCi/L)
Elevated Carbonate / Karst Sinkhole Belt — Monitor Foundation Settlement & Surface Depressions
🔒 0.25-Mi Vapor Intrusion Buffer Locked

📊 Panama City Beach, FL Statistical Risk Graphs & Multi-Hazard Telemetry

SOURCE: EPA ECHO • USDA SSURGO • FEMA NRI • USGS (November 05, 2026)
1. Municipal Regulatory & Water Program Mix
RCRA Hazardous Waste Generators 78 (14.3%)
Clean Water (NPDES) & Drinking Water (SDWIS) 464 (85.1%)
Active EPA Non-Compliance Dockets 2 (0.4%)
High-Risk Enforcement Facilities 1 (0.2%)
2. FEMA NRI & USGS Hazard Index (1–10) Relatively Moderate (94.1/100)
🌊 Flood Exposure 5/10 • Moderate Hazard
🔥 Wildfire Hazard 3/10 • Low Hazard
☀️ Extreme Heat 5/10 • Moderate Hazard
🌪️ Severe Wind / Storm 9/10 • Very High Hazard
🫨 USGS Earthquake 2/10 • Low Seismic Hazard
3. City vs. County & State Benchmark
Panama City Beach High-Risk Rate 0.2%
Bay County Average 0.5%
Florida (FL) Statewide Avg 0.7%
Unlock Street-Level Dossier: Paid report reveals exact facility names, distances in feet, USDA soil LEP %, water table depth, and parcel flood zone.
🔒 Scan a Property Address in Panama City Beach →

ZIP Codes in Panama City Beach, FL

ZIP 32413 (300 sites • 1 High Risk) ZIP 32407 (213 sites • 0 High Risk) ZIP 32408 (112 sites • 0 High Risk) ZIP 32402 (6 sites • 1 High Risk) ZIP 32417 (2 sites • 0 High Risk)

Highest-Scored EPA Regulated Facilities in Panama City Beach, FL

100% of High-Risk & penalized facilities have facility names, street names, and dockets redacted (3 Low-Risk compliant records shown as Free Previews).

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Facility Name / Hazard Type Sector Location (Street Redacted) Risk Tier & Score Compliance Status Enforcement / Unlock
🔒 Locked High-Risk EPA Enforcement Record #1 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32413 Sector) HIGH (65/100) Violation Identified (6 qtrs NC) 🔒 $10,000+ Federal Fine • Unlock →
🔒 Locked Regulated EPA Enforcement Record #2 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32413 Sector) MODERATE (36/100) Violation Identified (11 qtrs NC) 🔒 11 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #3 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32407 Sector) MODERATE (33/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #4 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32407 Sector) MODERATE (33/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #5 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32413 Sector) MODERATE (33/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #6 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32413 Sector) MODERATE (32/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #7 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32413 Sector) MODERATE (31/100) Resolved / Historical Non-Compliance (1 qtrs NC) 🔒 1 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #8 🔒 Exact Street & Parcel Redacted • PANAMA CITY BEACH, FL (ZIP 32407 Sector) MODERATE (30/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
TREASURE ISLAND MARINA FREE PREVIEW (LOW RISK) 3605 THOMAS DR, PANAMA CITY BEACH, FL 32408 LOW (24/100) No Violation Identified (0 qtrs NC) $0
CAMP HELEN STATE PARK FREE PREVIEW (LOW RISK) 23937 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413 LOW (24/100) No Violation Identified (0 qtrs NC) $0
L-3 COMMUNICATIONS EXPEDITIONARY OPERATIONS FREE PREVIEW (LOW RISK) 9202 PANAMA CITY BEACH PRKWY, PANAMA CITY BEACH, FL 32407 LOW (23/100) No Violation Identified (0 qtrs NC) $0
HARLEY DAVIDSON FREE PREVIEW (LOW RISK) 14700 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413 LOW (23/100) No Violation Identified (0 qtrs NC) $0
🔒 + 533 Additional Regulated & Enforcement Records in Panama City Beach, FL Redacted from Public Directory Run 1-Mile Property Scan to Unlock All Records →

Frequently Asked Questions — Panama City Beach, Florida Environmental Risk & Radon

How many EPA-regulated facilities are in Panama City Beach, FL?

U.S. EPA records track 545 regulated facilities in Panama City Beach, Florida, including 1 high-risk sites (0.2%), 2 active violators (0.4%), and 78 RCRA hazardous waste handlers (14.3%).

Which ZIP codes in Panama City Beach, FL have the most EPA-tracked sites?

Within Panama City Beach, regulated facilities are primarily concentrated across ZIP 32413 (300 sites), ZIP 32407 (213 sites), ZIP 32408 (112 sites), ZIP 32402 (6 sites).

How can I check a specific house or commercial property in Panama City Beach, FL?

Enter the exact street address in Panama City Beach into the FullPropertyReport radius scanner to screen all EPA ECHO, FRS, RCRA, TRI, USDA soil foundation shrink-swell, drinking water (SDWIS), FEMA flood zone, and county radon records within 0.5 to 3.0 miles.

Is tap water safe in Panama City Beach, FL and how many EPA water permits exist?

In Panama City Beach, FL, federal registries track 2 Safe Drinking Water (SDWIS) facilities, 462 Clean Water Act NPDES permits, and 398 impaired water body dischargers.

What is the soil foundation risk and FEMA flood disaster history in Panama City Beach, FL?

USDA regional soil screening for Panama City Beach indicates a LOW shrink-swell foundation signal, and Bay County has recorded 13 federal FEMA disaster declarations (11 flood/severe storm declarations). Run an address scan to unlock exact parcel soil LEP %, water table depth, and flood zone.

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