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13-SECTION ZIP CODE PROPERTY, MARKET, SCHOOL, FLOOD & HAZARD PROFILE • 46544

ZIP 46544 (Mishawaka, IN) — Property Value, Rent, Schools, Flood, Soil & EPA Report

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Is ZIP 46544 (Mishawaka, IN) a High-Risk Area & What Are Local Home Values?

ZIP code 46544 in Mishawaka, Indiana (St Joseph County) tracks 209 EPA-regulated sites (2 High-Risk, 1.0%), 5 FEMA county disaster declarations, and a MODERATE USDA soil foundation signal. Local U.S. Census & HUD benchmarks report a $179,400 median home value (+56.6% 5-yr FHFA appreciation) and $1,270/mo 2-BR Fair Market Rent, with 22 nearby K–12 schools.

ZIP 46544 (Mishawaka, IN) Benchmark Verified Local Figure Intelligence Category
Median Home Value / 5-Yr Appreciation $179,400 (+56.6% 5-Yr Trend) Valuation & Appreciation Index
2-Bedroom Fair Market Rent Benchmark $1,270 / month (3-BR: $1,540/mo) Rental Yield & Cap-Rate Index
Regulated Sites & High-Risk Facilities 209 sites (2 High-Risk • $20,000 penalties) Environmental & Compliance Audit
Flood Disaster History & Soil Shrink-Swell 5 Flood/Storm Disasters • MODERATE Soil Risk Flood & Foundation Stability
K–12 Schools (3 Mi) & Walkability Score 22 K–12 Schools • 8.5 / 20.0 Walk Score • Fire 0.49 mi Schools, Transit & Fire Access
Total EPA Sites in 46544
209
High-Risk (1.0% vs 1.7% County)
2
Active Violators (1.4%)
3
Drinking & Clean Water
115
Federal Penalties
$20,000

ZIP 46544 (Mishawaka, IN) 6-in-1 Flood, Soil Foundation, Tap Water & Radon Signals

🔒 Parcel-Level Soil LEP %, Water Table Depth & Flood Zone Require Street Address Scan
🌊 Flood Zone & FEMA Disaster History
St Joseph County: 5 FEMA Declarations (4 Flood/Storm)
🔒 Exact Parcel Flood Zone (AE / VE / X) & SFHA Mandatory Insurance Status Locked
Unlock Parcel Flood Zone →
🪨 USDA Soil, Foundation & Water Table
Shrink-Swell Risk Signal: MODERATE • Pipe Corrosion: High
🔒 Exact USDA Soil Series, Linear Extensibility (LEP %) & Water Table Depth (ft) Locked
Unlock Parcel Soil Test →
🚰 Tap Water (SDWIS) & PFAS Check
4 SDWIS Systems • 111 NPDES Permits
🔒 8 Impaired Water (303d) & 3 Violation Dockets in 46544 Locked
Unlock Utility Violation Log →
☢️ EPA Radon & Karst Sinkhole
EPA Zone 1 — High Potential (> 4.0 pCi/L)
Elevated Carbonate / Karst Sinkhole Belt — Monitor Foundation Settlement & Surface Depressions
🔒 0.25-Mi Vapor Intrusion Buffer Locked

📊 ZIP 46544 (Mishawaka, IN) Statistical Risk Graphs & Multi-Hazard Telemetry

SOURCE: EPA ECHO • USDA SSURGO • FEMA NRI • USGS (November 03, 2026)
1. ZIP 46544 Regulatory & Water Mix
RCRA Hazardous Waste Generators 89 (42.6%)
Clean Water (NPDES) & Drinking Water (SDWIS) 115 (55.0%)
Active EPA Non-Compliance Dockets 3 (1.4%)
High-Risk Enforcement Facilities 2 (1.0%)
2. FEMA NRI & USGS Hazard Index (1–10) Relatively Low (52.1/100)
🌊 Flood Exposure 3/10 • Low Hazard
🔥 Wildfire Hazard 1/10 • Very Low Hazard
☀️ Extreme Heat 3/10 • Low Hazard
🌪️ Severe Wind / Storm 7/10 • High Hazard
🫨 USGS Earthquake 2/10 • Low Seismic Hazard
3. ZIP 46544 vs. County & State Benchmark
ZIP 46544 High-Risk Rate 1.0%
St Joseph County Average 1.7%
Indiana (IN) Statewide Avg 1.5%
Unlock Street-Level Dossier: Paid report reveals exact facility names, distances in feet, USDA soil LEP %, water table depth, and parcel flood zone.
🔒 Unlock Full 6-in-1 Property Report for 46544 →

ZIP 46544 Sector Screening Map (High-Risk Pin Coordinates Locked)

Exact street pins for 2 High-Risk and 3 Active Violation sites are redacted on public directory maps.

🔒 Unlock Exact Hazard Pin Map →
🔒 2 High-Risk & 3 Violation Pin Coordinates Redacted in ZIP 46544 (Only 3 Low-Risk Preview Pins Shown) Unlock Full Parcel Map & Street Dossier →

Regulated EPA Facilities in ZIP 46544 (Mishawaka, IN)

100% of High-Risk & penalized facilities have facility names, street names, and dockets redacted (3 Low-Risk compliant records shown as Free Previews).

Unlock Full ZIP 46544 Dossier →
Facility Name / Hazard Type Sector Location (Street Redacted) Risk Score (0–100) Compliance Status Enforcement / Unlock
🔒 Locked High-Risk EPA Enforcement Record #1 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) HIGH (64/100) Significant Violation (6 qtrs NC) 🔒 6 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #2 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (45/100) Violation Identified (7 qtrs NC) 🔒 7 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #3 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (34/100) Violation Identified (3 qtrs NC) 🔒 3 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #4 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (32/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #5 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (30/100) No Violation Identified (0 qtrs NC) 🔒 $10,000+ Federal Fine • Unlock →
🔒 Locked Regulated EPA Enforcement Record #6 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (30/100) No Violation Identified (0 qtrs NC) 🔒 Active Permit Dossier • Unlock →
🔒 Locked Regulated EPA Enforcement Record #7 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (30/100) Resolved / Historical Non-Compliance (1 qtrs NC) 🔒 1 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #8 🔒 Exact Street & Parcel Redacted • MISHAWAKA, IN (ZIP 46544 Sector) MODERATE (30/100) Resolved / Historical Non-Compliance (2 qtrs NC) 🔒 2 Qtrs Non-Compliance • Unlock →
HUMS ELEMENTARY FREE PREVIEW (LOW RISK) 3208 HARRISON RD, MISHAWAKA, IN 46544 LOW (19/100) Unknown (0 qtrs NC) $0
PENZ PRODUCTS, INC. FREE PREVIEW (LOW RISK) 1320 SOUTH MERRIFIELD AVE., MISHAWAKA, IN 46544 LOW (19/100) No Violation Identified (0 qtrs NC) $0
LTCP CSO 018 LINDEN/ROOSEVELT AVE. AND MISHAWAKA/BYRKIT AVE. RECONSTRUCTION FREE PREVIEW (LOW RISK) LINDEN AVE & N ROOSEVELT ST, MISHAWAKA, IN 46544 LOW (18/100) Unknown (0 qtrs NC) $0
SPX CORP CONTECH DIV FREE PREVIEW (LOW RISK) 520 S BYRKIT AVE, MISHAWAKA, IN 46544 LOW (18/100) No Violation Identified (0 qtrs NC) $0
🔒 + 197 Additional Regulated & Enforcement Records in ZIP 46544 Redacted from Public Directory Run 1-Mile Property Scan to Unlock All Records →

Frequently Asked Questions — ZIP 46544 (Mishawaka, IN) EPA Dataset & Radon

DATASET: U.S. EPA ECHO • FRS • RCRAInfo • TRI (November 03, 2026)

What is the home value, appreciation, and Fair Market Rent in ZIP 46544 (Mishawaka, IN)?

In ZIP 46544 (Mishawaka, IN), U.S. Census & HUD benchmarks show a median home value of $179,400, 5-year FHFA home price appreciation of +56.6%, and a HUD 2-Bedroom Small Area Fair Market Rent of $1,270/month.

How many EPA-tracked environmental sites are in ZIP code 46544 (Mishawaka, IN)?

ZIP code 46544 (Mishawaka, IN) contains 209 EPA-tracked facilities, of which 2 (1.0%) are classified in the High-Risk tier, 3 (1.4%) have active compliance violations, and 89 (42.6%) handle RCRA hazardous waste.

Is ZIP 46544 (Mishawaka, IN) in a FEMA flood zone and what is the soil foundation risk?

St Joseph County has recorded 5 historical FEMA disaster declarations (4 flood/storm events), and USDA regional soil screening indicates a MODERATE shrink-swell foundation signal. Run an exact street-address scan to unlock parcel Flood Zone (AE/VE/X) and Soil LEP %.

How many schools, fire stations, and walkability options are near ZIP 46544?

Within 3 miles of the ZIP 46544 center, federal NCES & USGS registries index 22 public, charter, and private K–12 campuses, nearest fire/EMS station at 0.49 mi, and an EPA National Walkability Score of 8.5/20.0.

Does ZIP 46544 have drinking water (SDWIS) permits or EPA radon risk?

Geologic screening places ZIP 46544 in EPA Zone 1 — High Potential (> 4.0 pCi/L), with 4 SDWIS drinking water facilities, 111 Clean Water NPDES permits, and 8 impaired water body dischargers tracked in this postal sector.

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