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13-SECTION ZIP CODE PROPERTY, MARKET, SCHOOL, FLOOD & HAZARD PROFILE • 48706

ZIP 48706 (Bay City, MI) — Property Value, Rent, Schools, Flood, Soil & EPA Report

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Is ZIP 48706 (Bay City, MI) a High-Risk Area & What Are Local Home Values?

ZIP code 48706 in Bay City, Michigan (Bay County) tracks 270 EPA-regulated sites (1 High-Risk, 0.4%), 4 FEMA county disaster declarations, and a MODERATE USDA soil foundation signal. Local U.S. Census & HUD benchmarks report a $174,000 median home value (+69.4% 5-yr FHFA appreciation) and $1,070/mo 2-BR Fair Market Rent, with 23 nearby K–12 schools.

ZIP 48706 (Bay City, MI) Benchmark Verified Local Figure Intelligence Category
Median Home Value / 5-Yr Appreciation $174,000 (+69.4% 5-Yr Trend) Valuation & Appreciation Index
2-Bedroom Fair Market Rent Benchmark $1,070 / month (3-BR: $1,450/mo) Rental Yield & Cap-Rate Index
Regulated Sites & High-Risk Facilities 270 sites (1 High-Risk • $0 penalties) Environmental & Compliance Audit
Flood Disaster History & Soil Shrink-Swell 4 Flood/Storm Disasters • MODERATE Soil Risk Flood & Foundation Stability
K–12 Schools (3 Mi) & Walkability Score 23 K–12 Schools • 8.6 / 20.0 Walk Score • Fire 0.44 mi Schools, Transit & Fire Access
Total EPA Sites in 48706
270
High-Risk (0.4% vs 0.8% County)
1
Active Violators (4.4%)
12
Drinking & Clean Water
42
Federal Penalties
$0

ZIP 48706 (Bay City, MI) 6-in-1 Flood, Soil Foundation, Tap Water & Radon Signals

🔒 Parcel-Level Soil LEP %, Water Table Depth & Flood Zone Require Street Address Scan
🌊 Flood Zone & FEMA Disaster History
Bay County: 4 FEMA Declarations (3 Flood/Storm)
🔒 Exact Parcel Flood Zone (AE / VE / X) & SFHA Mandatory Insurance Status Locked
Unlock Parcel Flood Zone →
🪨 USDA Soil, Foundation & Water Table
Shrink-Swell Risk Signal: MODERATE • Pipe Corrosion: High
🔒 Exact USDA Soil Series, Linear Extensibility (LEP %) & Water Table Depth (ft) Locked
Unlock Parcel Soil Test →
🚰 Tap Water (SDWIS) & PFAS Check
3 SDWIS Systems • 39 NPDES Permits
🔒 32 Impaired Water (303d) & 13 Violation Dockets in 48706 Locked
Unlock Utility Violation Log →
☢️ EPA Radon & Karst Sinkhole
EPA Zone 2 — Moderate Potential (2.0 – 4.0 pCi/L)
Low / Non-Karst Bedrock & Alluvial Formation
🔒 0.25-Mi Vapor Intrusion Buffer Locked

📊 ZIP 48706 (Bay City, MI) Statistical Risk Graphs & Multi-Hazard Telemetry

SOURCE: EPA ECHO • USDA SSURGO • FEMA NRI • USGS (November 05, 2026)
1. ZIP 48706 Regulatory & Water Mix
RCRA Hazardous Waste Generators 230 (85.2%)
Clean Water (NPDES) & Drinking Water (SDWIS) 42 (15.6%)
Active EPA Non-Compliance Dockets 12 (4.4%)
High-Risk Enforcement Facilities 1 (0.4%)
2. FEMA NRI & USGS Hazard Index (1–10) Relatively Low (78.2/100)
🌊 Flood Exposure 5/10 • Moderate Hazard
🔥 Wildfire Hazard 1/10 • Very Low Hazard
☀️ Extreme Heat 3/10 • Low Hazard
🌪️ Severe Wind / Storm 7/10 • High Hazard
🫨 USGS Earthquake 2/10 • Low Seismic Hazard
3. ZIP 48706 vs. County & State Benchmark
ZIP 48706 High-Risk Rate 0.4%
Bay County Average 0.8%
Michigan (MI) Statewide Avg 1.2%
Unlock Street-Level Dossier: Paid report reveals exact facility names, distances in feet, USDA soil LEP %, water table depth, and parcel flood zone.
🔒 Unlock Full 6-in-1 Property Report for 48706 →

ZIP 48706 Sector Screening Map (High-Risk Pin Coordinates Locked)

Exact street pins for 1 High-Risk and 12 Active Violation sites are redacted on public directory maps.

🔒 Unlock Exact Hazard Pin Map →
🔒 1 High-Risk & 12 Violation Pin Coordinates Redacted in ZIP 48706 (Only 3 Low-Risk Preview Pins Shown) Unlock Full Parcel Map & Street Dossier →

Regulated EPA Facilities in ZIP 48706 (Bay City, MI)

100% of High-Risk & penalized facilities have facility names, street names, and dockets redacted (3 Low-Risk compliant records shown as Free Previews).

Unlock Full ZIP 48706 Dossier →
Facility Name / Hazard Type Sector Location (Street Redacted) Risk Score (0–100) Compliance Status Enforcement / Unlock
🔒 Locked High-Risk EPA Enforcement Record #1 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) HIGH (71/100) Significant Violation (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #2 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (52/100) Violation Identified (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #3 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (52/100) Violation Identified (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #4 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (49/100) Violation Identified (1 qtrs NC) 🔒 1 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #5 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (46/100) Violation Identified (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #6 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (44/100) Violation Identified (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #7 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (41/100) Violation Identified (12 qtrs NC) 🔒 12 Qtrs Non-Compliance • Unlock →
🔒 Locked Regulated EPA Enforcement Record #8 🔒 Exact Street & Parcel Redacted • BAY CITY, MI (ZIP 48706 Sector) MODERATE (39/100) Resolved / Historical Non-Compliance (8 qtrs NC) 🔒 8 Qtrs Non-Compliance • Unlock →
ENBRIDGE PIPELINES-BAY CITY FREE PREVIEW (LOW RISK) 3668 STONE ISLAND RD, BAY CITY, MI 48706 LOW (23/100) No Violation Identified (0 qtrs NC) $0
CRANE RESISTOFLEX, PLASTIC LINED PIPING FREE PREVIEW (LOW RISK) 4675 E WILDER RD, BAY CITY, MI 48706 LOW (20/100) No Violation Identified (0 qtrs NC) $0
COMPUTER OPERATED MFG INC FREE PREVIEW (LOW RISK) 1710 LEWIS ST, BAY CITY, MI 48706 LOW (19/100) No Violation Identified (0 qtrs NC) $0
KERKAU MFG FREE PREVIEW (LOW RISK) 910 TRUMAN PKY, BAY CITY, MI 48706 LOW (19/100) No Violation Identified (0 qtrs NC) $0
🔒 + 258 Additional Regulated & Enforcement Records in ZIP 48706 Redacted from Public Directory Run 1-Mile Property Scan to Unlock All Records →

Frequently Asked Questions — ZIP 48706 (Bay City, MI) EPA Dataset & Radon

DATASET: U.S. EPA ECHO • FRS • RCRAInfo • TRI (November 05, 2026)

What is the home value, appreciation, and Fair Market Rent in ZIP 48706 (Bay City, MI)?

In ZIP 48706 (Bay City, MI), U.S. Census & HUD benchmarks show a median home value of $174,000, 5-year FHFA home price appreciation of +69.4%, and a HUD 2-Bedroom Small Area Fair Market Rent of $1,070/month.

How many EPA-tracked environmental sites are in ZIP code 48706 (Bay City, MI)?

ZIP code 48706 (Bay City, MI) contains 270 EPA-tracked facilities, of which 1 (0.4%) are classified in the High-Risk tier, 12 (4.4%) have active compliance violations, and 230 (85.2%) handle RCRA hazardous waste.

Is ZIP 48706 (Bay City, MI) in a FEMA flood zone and what is the soil foundation risk?

Bay County has recorded 4 historical FEMA disaster declarations (3 flood/storm events), and USDA regional soil screening indicates a MODERATE shrink-swell foundation signal. Run an exact street-address scan to unlock parcel Flood Zone (AE/VE/X) and Soil LEP %.

How many schools, fire stations, and walkability options are near ZIP 48706?

Within 3 miles of the ZIP 48706 center, federal NCES & USGS registries index 23 public, charter, and private K–12 campuses, nearest fire/EMS station at 0.44 mi, and an EPA National Walkability Score of 8.6/20.0.

Does ZIP 48706 have drinking water (SDWIS) permits or EPA radon risk?

Geologic screening places ZIP 48706 in EPA Zone 2 — Moderate Potential (2.0 – 4.0 pCi/L), with 3 SDWIS drinking water facilities, 39 Clean Water NPDES permits, and 32 impaired water body dischargers tracked in this postal sector.

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